KNOWLEDGE CENTER: For Employees

We believe in empowering individuals to take ownership of their financial future. That's why we created the Knowledge Center, a collection of learning materials and tools designed to help individuals - both novice and savvy - plan for a solid financial future. Browse the content below but be sure to check back regularly as we are always updating our online resources.
The Library
Don't let years of college savings go to waste, or be subject to a hefty penalty.

Learn how those funds can be converted to a Roth IRA under SECURE 2.0.
DownloadTo achieve retirement and savings milestones, understanding one’s goals is beneficial.

Here are a few tips to consider for early-career, mid-career and late-career savings.
DownloadMake getting your finances in order a priority.

Check out these smart money tips that will help you stick to your budget and stay on track.
DownloadThere are a lot of moving parts to be aware of when it comes to retirement planning.

Here are some of the important changes you should be aware of in 2023.
DownloadDollar Cost Averaging (DCA) is a strategy designed to help investors weather economic downturns.

Here is how it works.
DownloadThe average American will change jobs 12 times. But what happens to their old 401(k) account?

Here are 4 distribution options to consider when changing jobs or retiring.
DownloadAttaining a good credit score shouldn’t be intimidating.

Here are some helpful tips to build and repair credit for long lasting impact.
DownloadEvery defined benefit pension plan offers a retiring employee a form of benefit payout at retirement.

Learn what to consider when deciding which payout is right for you.
DownloadIf you have an outstanding student loan, you’re not alone.

These best practices can help you pay down student debt.
DownloadLearning how Social Security works will help you make the most of your benefit.

We’ve outlined the basics to get you started.
DownloadDreaming of retiring early?

We've gathered some tips to make it happen.
DownloadCybercriminals are well-aware that American’s have trillions of dollars in retirement savings plans.

Here are key tips to help keep retirement savings safe online.
DownloadAre you on-track to retire?

Assessing your savings habits can help you live your best life in retirement.
DownloadTraditional 401(k) or Roth 401(k)

Well, it depends - do you want to pay taxes now or later?
DownloadHow do you know where to start with Medicare

Here’s a look at four basic puzzle pieces in each of the Medicare parts
DownloadIs your retirement birthday coming up?

Your retirement birthdays come with important features.
DownloadThere is no better time to put your money to work than when you are young.

Learn how saving early can prevent future stress and keep more money in your pocket.
DownloadRound out your summer reading list with some financial wisdom.

We’ve put together some popular options to get you started.
DownloadFive things employees should consider when offered a Non-Qualified Defined Contribution (NQDC) plan

401(k) vs NQDC plans – is it a good fit?
DownloadThe CARES Act allows easier access to 401(k) withdrawals and loans

Learn how a 401(k) withdrawal or loan can have a long-term impact on your retirement savings
DownloadThe Tax Saver’s Credit may help you save for retirement

Learn how the Tax Saver’s Credit works and if you are eligible
DownloadThree pillars of wellness: mental, physical and financial

Wellness is a broad scope but can be broken into three key areas: mind, body and money.
DownloadSeeking, finding and consolidating your accounts

Learn how having all retirement savings in a single account can make life so much easier!
DownloadFinancial Wellness - Be better prepared for tomorrow — while still enjoying today

Financial wellness is about achieving a healthy balance between living for today while preparing for tomorrow.
DownloadFive Ways to Maximize Your 401(k) Benefits

There’s never a bad time to learn what you can do to maximize the tax benefits you receive from participating in an employer-sponsored 401(k) plan. We offer these five easy tips to ensure you’re making the most of your workplace retirement plans.
DownloadTop 8 reasons to join your 401(k) plan

When compared with other savings plans the 401(k) retirement plan has many benefits.
DownloadBeware of Phishers during COVID-19

Remember to be vigilant about suspicious emails. The chaos created by COVID-19 is being used by Phishers to try and gain access to your personal information.
DownloadThe Value of Professional Financial Planning

Your dollars can add up fast once you start tackling debt. Use this 3-step guide to get started.
DownloadCOVID-19 relief for federal student loan borrowers

Recently passed CARES Act offers some relief for those with federal student loans.
DownloadProtecting your retirement account and identity against cybercrime

Identity thieves and other criminals are increasingly targeting retirement accounts instead of more traditional targets such as credit cards. Because of this trend, it’s more important than ever to make sure that your account and personal data are secure.
DownloadGetting your ducks in a row

Taking the time to gather and share important documents with trusted family and friends is essential to ensuring your peace of mind in the event of an emergency.
Download3 tips to tackle debt and help brighten your financial future

Your dollars can add up fast once you start tackling debt. Use this 3-step guide to get started.
Download7 simple steps to organize your financial life

This easy-to-use checklist can help you take charge of your money
DownloadTraditional IRA vs Roth IRA—which is best for me?

While it may seem like a very easy decision, there are many factors to consider before choosing which type of IRA is your best alternative.
DownloadHarnessing the power of compound interest

Take a look at how small changes in your spending habits can make a big impact.
DownloadThe impact of taking a 401(k) loan

Help guide your participants in the right direction by sharing this article with them.
DownloadHow much should I save every month?

A simple question, right? Well there are a lot of factors at play...
DownloadYour past, present, and future to financial wellness

Getting a handle on your finances can help you tackle your debt, enhance your current lifestyle, and prepare for a comfortable financial future.
DownloadTeaching Kids About Money

Financial literacy is one of the most important lessons you can impart on your children to make them successful in adulthood.
DownloadThe Tax Advantages of Funding Higher Education

Depending on the adjusted gross income of your family and other criteria you may be entitled to a tax refund of up to $2,500. Learn if you qualify for either of these programs.
DownloadExplore Your Rollover Options

You’ve decided to make a change in employment. Now you need to decide what to do with the 401(k) or 403(b) plan that you have with your former employer.
DownloadPros and Cons of Target-Date Funds

Rebalancing your portfolio as you near retirement goes undone for many investors each year. From not knowing how or if you should to being unable to decide on the best asset allocation for their age, target date funds attempt to solve this problem.
DownloadUnderstanding Required Minimum Distributions

After years saving for retirement and allocating non-taxed dollars into retirement savings, the time will come when you have to pay tax on that money. Learn about Required Minimum Distributions and how to be sure you are satisfying IRS requirements.
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