KNOWLEDGE CENTER: For Employees

We believe in empowering individuals to take ownership of their financial future. That's why we created the Knowledge Center, a collection of learning materials and tools designed to help individuals - both novice and savvy - plan for a solid financial future. Browse the content below but be sure to check back regularly as we are always updating our online resources.

The Library

Traditional 401(k) or Roth 401(k)

Well, it depends - do you want to pay taxes now or later?

Download

How do you know where to start with Medicare

Here’s a look at four basic puzzle pieces in each of the Medicare parts

Download

Is your retirement birthday coming up?

Your retirement birthdays come with important features.

Download

There is no better time to put your money to work than when you are young.

Learn how saving early can prevent future stress and keep more money in your pocket.

Download

Round out your summer reading list with some financial wisdom.

We’ve put together some popular options to get you started.

Download

Five things employees should consider when offered a Non-Qualified Defined Contribution (NQDC) plan

401(k) vs NQDC plans – is it a good fit?

Download

The CARES Act allows easier access to 401(k) withdrawals and loans

Learn how a 401(k) withdrawal or loan can have a long-term impact on your retirement savings

Download

The Tax Saver’s Credit may help you save for retirement

Learn how the Tax Saver’s Credit works and if you are eligible

Download

Three pillars of wellness: mental, physical and financial

Wellness is a broad scope but can be broken into three key areas: mind, body and money.

Download

Seeking, finding and consolidating your accounts

Learn how having all retirement savings in a single account can make life so much easier!

Download

Financial Wellness - Be better prepared for tomorrow — while still enjoying today

Financial wellness is about achieving a healthy balance between living for today while preparing for tomorrow.

Download

Five Ways to Maximize Your 401(k) Benefits

There’s never a bad time to learn what you can do to maximize the tax benefits you receive from participating in an employer-sponsored 401(k) plan. We offer these five easy tips to ensure you’re making the most of your workplace retirement plans.

Download

Social Security 101: Making the Most of Your Benefits

We all dream of a secure, comfortable retirement. Today, because we are living longer, we can expect to spend more time in retirement than our parents or grandparents did.

Download

Top 8 reasons to join your 401(k) plan

When compared with other savings plans the 401(k) retirement plan has many benefits.

Download

Beware of Phishers during COVID-19

Remember to be vigilant about suspicious emails. The chaos created by COVID-19 is being used by Phishers to try and gain access to your personal information.

Download

The Value of Professional Financial Planning

Your dollars can add up fast once you start tackling debt. Use this 3-step guide to get started.

Download

COVID-19 relief for federal student loan borrowers

Recently passed CARES Act offers some relief for those with federal student loans.

Download

Protecting your retirement account and identity against cybercrime

Identity thieves and other criminals are increasingly targeting retirement accounts instead of more traditional targets such as credit cards. Because of this trend, it’s more important than ever to make sure that your account and personal data are secure.

Download

Getting your ducks in a row

Taking the time to gather and share important documents with trusted family and friends is essential to ensuring your peace of mind in the event of an emergency.

Download

3 tips to tackle debt and help brighten your financial future

Your dollars can add up fast once you start tackling debt. Use this 3-step guide to get started.

Download

7 simple steps to organize your financial life

This easy-to-use checklist can help you take charge of your money

Download

Traditional IRA vs Roth IRA—which is best for me?

While it may seem like a very easy decision, there are many factors to consider before choosing which type of IRA is your best alternative.

Download

Harnessing the power of compound interest

Take a look at how small changes in your spending habits can make a big impact.

Download

The impact of taking a 401(k) loan

Help guide your participants in the right direction by sharing this article with them.

Download

How much should I save every month?

A simple question, right? Well there are a lot of factors at play...

Download

Your past, present, and future to financial wellness

Getting a handle on your finances can help you tackle your debt, enhance your current lifestyle, and prepare for a comfortable financial future.

Download

Teaching Kids About Money

Financial literacy is one of the most important lessons you can impart on your children to make them successful in adulthood.

Download

The Tax Advantages of Funding Higher Education

Depending on the adjusted gross income of your family and other criteria you may be entitled to a tax refund of up to $2,500. Learn if you qualify for either of these programs.

Download

Explore Your Rollover Options

You’ve decided to make a change in employment. Now you need to decide what to do with the 401(k) or 403(b) plan that you have with your former employer.

Download

Pros and Cons of Target-Date Funds

Rebalancing your portfolio as you near retirement goes undone for many investors each year. From not knowing how or if you should to being unable to decide on the best asset allocation for their age, target date funds attempt to solve this problem.

Download

Understanding Required Minimum Distributions

After years saving for retirement and allocating non-taxed dollars into retirement savings, the time will come when you have to pay tax on that money. Learn about Required Minimum Distributions and how to be sure you are satisfying IRS requirements.

Download

Learn Your Risk Tolerance

Investor Questionnaire

Discover the style of investing that is right for you and your financial goals with this short questionnaire.

Download

Meet the Team - Implementation Services

Meet the Team - Investment Advisory Services

Meet the Team - PensionEdge Service Center

Meet the Team - Implementation Services

Weekly Market Review

Market Review

At the beginning of every week, our investment advisory team presents the prior week's economic news highlights and financial market data in this convenient and easy to read newsletter.

Current Issue Previous Issues

Quarterly Markets Insight Webinar

Securities offered through Pensionmark Securities, LLC (member SIPC). Investment advice offered through Hooker & Holcombe Investment Advisors, Inc. (“HHIA”), a registered investment adviser.
Hooker & Holcombe (Hooker & Holcombe, Inc., Hooker & Holcombe Retirement Services, Inc. and HHIA) and Pensionmark are unrelated entities.