KNOWLEDGE CENTER: For Employees

We believe in empowering individuals to take ownership of their financial future. That's why we created the Knowledge Center, a collection of learning materials and tools designed to help individuals - both novice and savvy - plan for a solid financial future. Browse the content below but be sure to check back regularly as we are always updating our online resources.

The Library

Don't let years of college savings go to waste, or be subject to a hefty penalty.

Learn how those funds can be converted to a Roth IRA under SECURE 2.0.

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To achieve retirement and savings milestones, understanding one’s goals is beneficial.

Here are a few tips to consider for early-career, mid-career and late-career savings.

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Make getting your finances in order a priority.

Check out these smart money tips that will help you stick to your budget and stay on track.

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There are a lot of moving parts to be aware of when it comes to retirement planning.

Here are some of the important changes you should be aware of in 2023.

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Dollar Cost Averaging (DCA) is a strategy designed to help investors weather economic downturns.

Here is how it works.

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The average American will change jobs 12 times. But what happens to their old 401(k) account?

Here are 4 distribution options to consider when changing jobs or retiring.

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Attaining a good credit score shouldn’t be intimidating.

Here are some helpful tips to build and repair credit for long lasting impact.

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Every defined benefit pension plan offers a retiring employee a form of benefit payout at retirement.

Learn what to consider when deciding which payout is right for you.

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If you have an outstanding student loan, you’re not alone.

These best practices can help you pay down student debt.

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Learning how Social Security works will help you make the most of your benefit.

We’ve outlined the basics to get you started.

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Dreaming of retiring early?

We've gathered some tips to make it happen.

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Cybercriminals are well-aware that American’s have trillions of dollars in retirement savings plans.

Here are key tips to help keep retirement savings safe online.

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Are you on-track to retire?

Assessing your savings habits can help you live your best life in retirement.

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Traditional 401(k) or Roth 401(k)

Well, it depends - do you want to pay taxes now or later?

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How do you know where to start with Medicare

Here’s a look at four basic puzzle pieces in each of the Medicare parts

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Is your retirement birthday coming up?

Your retirement birthdays come with important features.

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There is no better time to put your money to work than when you are young.

Learn how saving early can prevent future stress and keep more money in your pocket.

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Round out your summer reading list with some financial wisdom.

We’ve put together some popular options to get you started.

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Five things employees should consider when offered a Non-Qualified Defined Contribution (NQDC) plan

401(k) vs NQDC plans – is it a good fit?

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The CARES Act allows easier access to 401(k) withdrawals and loans

Learn how a 401(k) withdrawal or loan can have a long-term impact on your retirement savings

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The Tax Saver’s Credit may help you save for retirement

Learn how the Tax Saver’s Credit works and if you are eligible

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Three pillars of wellness: mental, physical and financial

Wellness is a broad scope but can be broken into three key areas: mind, body and money.

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Seeking, finding and consolidating your accounts

Learn how having all retirement savings in a single account can make life so much easier!

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Financial Wellness - Be better prepared for tomorrow — while still enjoying today

Financial wellness is about achieving a healthy balance between living for today while preparing for tomorrow.

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Five Ways to Maximize Your 401(k) Benefits

There’s never a bad time to learn what you can do to maximize the tax benefits you receive from participating in an employer-sponsored 401(k) plan. We offer these five easy tips to ensure you’re making the most of your workplace retirement plans.

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Top 8 reasons to join your 401(k) plan

When compared with other savings plans the 401(k) retirement plan has many benefits.

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Beware of Phishers during COVID-19

Remember to be vigilant about suspicious emails. The chaos created by COVID-19 is being used by Phishers to try and gain access to your personal information.

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The Value of Professional Financial Planning

Your dollars can add up fast once you start tackling debt. Use this 3-step guide to get started.

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COVID-19 relief for federal student loan borrowers

Recently passed CARES Act offers some relief for those with federal student loans.

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Protecting your retirement account and identity against cybercrime

Identity thieves and other criminals are increasingly targeting retirement accounts instead of more traditional targets such as credit cards. Because of this trend, it’s more important than ever to make sure that your account and personal data are secure.

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Getting your ducks in a row

Taking the time to gather and share important documents with trusted family and friends is essential to ensuring your peace of mind in the event of an emergency.

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3 tips to tackle debt and help brighten your financial future

Your dollars can add up fast once you start tackling debt. Use this 3-step guide to get started.

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7 simple steps to organize your financial life

This easy-to-use checklist can help you take charge of your money

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Traditional IRA vs Roth IRA—which is best for me?

While it may seem like a very easy decision, there are many factors to consider before choosing which type of IRA is your best alternative.

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Harnessing the power of compound interest

Take a look at how small changes in your spending habits can make a big impact.

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The impact of taking a 401(k) loan

Help guide your participants in the right direction by sharing this article with them.

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How much should I save every month?

A simple question, right? Well there are a lot of factors at play...

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Your past, present, and future to financial wellness

Getting a handle on your finances can help you tackle your debt, enhance your current lifestyle, and prepare for a comfortable financial future.

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Teaching Kids About Money

Financial literacy is one of the most important lessons you can impart on your children to make them successful in adulthood.

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The Tax Advantages of Funding Higher Education

Depending on the adjusted gross income of your family and other criteria you may be entitled to a tax refund of up to $2,500. Learn if you qualify for either of these programs.

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Explore Your Rollover Options

You’ve decided to make a change in employment. Now you need to decide what to do with the 401(k) or 403(b) plan that you have with your former employer.

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Pros and Cons of Target-Date Funds

Rebalancing your portfolio as you near retirement goes undone for many investors each year. From not knowing how or if you should to being unable to decide on the best asset allocation for their age, target date funds attempt to solve this problem.

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Understanding Required Minimum Distributions

After years saving for retirement and allocating non-taxed dollars into retirement savings, the time will come when you have to pay tax on that money. Learn about Required Minimum Distributions and how to be sure you are satisfying IRS requirements.

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Learn Your Risk Tolerance

Do you know your personal risk tolerance score?

Simply put, risk tolerance is the level of risk an investor is willing to take. However, being able to accurately gauge your risk appetite can be tricky. Become a more informed investor by better understanding your tolerance for potential losses, the ability to withstand market swings, and the inability to predict what lies ahead.

Learn your risk tolerance score in less than 5 minutes.  Take the test now »

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Securities offered through Pensionmark Securities, LLC (member SIPC). Investment advice offered through Hooker & Holcombe Investment Advisors, Inc. (“HHIA”), a registered investment adviser.
Hooker & Holcombe (Hooker & Holcombe, Inc., Hooker & Holcombe Retirement Services, Inc. and HHIA) and Pensionmark are unrelated entities.