Wealth Management

As you move forward in life, we can help you move more wisely.

Our Wealth Management Group helps individuals identify their risk tolerance and wealth objectives to help them implement a savings and investment strategy designed to achieve their financial goals. Whether you’re just starting out and building a foundation for the future, are in mid-career and juggling multiple goals, or late-career and getting ready to retire, our experts will help you determine your risk appetite, set attainable goals and develop a strategic plan designed to help you get there.

Getting Started is Easy

All it takes is one phone call to begin building your personal wealth management strategy. Through a limited power of attorney arrangement we will coordinate on your behalf with Charles Schwab & Co., Inc. (Schwab), the custodian of your account. Schwab has a stellar reputation and long history of being one of the largest, financially-stable custodians in the industry.

Building a personal financial roadmap is easy and rewarding with Hooker & Holcombe at your side. Contact Jonathan Gruber to get started.

Calculators

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Investment Choices Based on Your Needs

In order for you to receive the best possible advice and services, it’s important that you ask yourself a few questions:

  • When do I want to retire?
  • How much will I need to save to retire comfortably?
  • Are there other financial goals that are important to me?

Understanding your goals helps us develop a customized investment plan designed around your wants and needs. Additionally, as your life circumstances change, your investment objectives may change as well. We provide ongoing investment management and customized financial strategies that adjust as your life adjusts, ensuring that your plan is always up to date with your retirement objectives.

Whether you are a first time investment novice who needs a bit of hand-holding or an experienced investor who simply does not have the time to manage your own portfolio, we can help. We will take the time to get to know you and to understand your investment objectives, helping to ensure that your retirement strategy remains on track and continues to meet your goals.

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Your Personal Fiduciary

As a Registered Investment Advisor (RIA) we are held to a fiduciary standard, meaning we are required to act in your best interest, not ours. Our services are fee-based, not commission-based, so you can trust us to give you fair and honest advice driven by your objectives, not ours.

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Short Term Trends

In general, it is difficult to time the market in an effort to take advantage of short-term trends. Instead, our strategy involves recommending small to moderate tactical allocation shifts as we see trends developing. These shifts away from your long-term strategic allocation can last from several months up to several years depending on market conditions. Should your financial situation change with regards to your goals, timing or risk tolerance, your long-term strategic allocation will be adjusted based on the changes in your circumstances.

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Portfolio Analysis

Designed for the engaged investor, this service includes:

  • Customized Investment Analysis
  • Discussion of Goals, Risk Tolerance and Time Horizon
  • Specific Buy and Sell Recommendations
  • Implementation Guidelines
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Retirement and Financial Planning

This service includes all of the features of the Portfolio Analysis, plus:

  • Net Worth Assessment
  • Cash flow analysis
  • Retirement income projection
  • Insurance Review and Risk Analysis
  • Income Tax Review*
  • Education Planning Assessment
  • Estate Planning Evaluation*
  • Executive benefits analysis including a restricted stock and stock options analysis
  • Ability to perform “What If?” hypothetical scenarios

*HHIA does not provide comprehensive tax and estate planning services. Depending on your situation, you may need to consult a tax expert or an estate planning attorney about these services.

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Full-Service Financial Management

Includes all of the features of the Portfolio Analysis and Financial Planning models, plus:

  • Customized portfolio management
  • Ongoing portfolio monitoring
  • Quarterly portfolio reports
  • Quarterly meetings with your Financial Advisor
  • Annual portfolio Review and Financial Planning
  • Asset-based fees